Read This Short Page To Learn How You Can Receive a Free, No Obligation Cash Offer For Your Life Insurance Policy.
Call: 1-800-443-7651 x333
Email: tim@insurance-sos.com

Receive a Cash Settlement
From Your Existing Life Insurance Policy
Find Out How Much Your Life Insurance Policy Is
Worth Today. There is never any cost or obligation.

What Is A Life Settlement?
A life settlement is the sale of an existing life insurance policy that gives the policy owner a cash settlement in excess of the current cash surrender value.

WHY WOULD SENIORS DO THIS?
Whether you call it a Life Settlement, Lifetime Settlement, or High Net Worth Transaction, Life Settlements have become a dynamic option, revolutionizing how financial planners and advisors can maximize their senior client’s financial planning strategies.

By liquidating a policy for amounts higher than any cash surrender value, policy owners can initiate important financial opportunities with a cash infusion from the proceeds of an unwanted, unaffordable or unnecessary life insurance policy. Changes in your senior client’s lives and circumstances can easily reduce or eliminate their needs for an existing life policy! What was once a sound and essential asset can often evolve into an unneeded expense---even a burdensome liability.

With current economic conditions created by stock market declines, combined with poor retirement fund performances, this option offering amounts greater than current cash surrender value for policies no longer relevant to someone’s current needs has strong appeal!

The financial planning industry has a fiduciary responsibility to inform their clients of the potential advantages of all financial products, even a non-performing off balance sheet asset (especially if policy contains no cash surrender value). The sale of an existing life insurance policy at a discount from the face value transforms what is often seen as a future asset into a resource that should be valuated and managed as part of an overall financial plan.

Benefits to the Insured 

  • Get higher cash payout than cash (or no) surrender value
  • Recast their financials with bottom line profit from a NON PERFORMING asset
  • Alternative funding for LTC policies, annuities or other investments
  • Additional funds to supplement retirement income and improve their position
  • Funds to replenish monies lost in Stock market or diminished dividend returns
  • Funds to seek treatments NOT COVERED by health insurance
  • Relief of monthly premium expenses (recaptured premium payments/outflow are also pure bottom line dollars to the insured’s financials).
  • It makes more sense from an estate planning perspective to sell a single life policy and buy a survivorship (2nd to die) policy for less money and/or more coverage
  • Fund a Charitable Trust of Gift
  • Fund a Revised Estate Plan or pay gift taxes

What Type of Life Insurance Qualifies?
All types including:

 Universal
Whole Life
Term
Variable

Who May Qualify?

Typical Candidate:

  • Change in estate size.
  • Change in health condition.
  • Divorce/Bankruptcy/Retirement.
  • The need to exchange high annual premiums for monthly income.
  • Premiums no longer affordable.
  • Selling a business.
  • Surrendering a policy or one in danger of lapsing.
  • Change in tax laws.
  • Need funds for alternative investments.
  • A family trust has eliminated the need for life coverage.

If you are living with any type of illness and you have an in-force life insurance policy you may be eligible for an advance cash benefit. If you are over the age of 65 years you may also be eligible for a life settlement.

Get Your Free Policy Evaluation and Quote With No Cost or Obligation
By Completing The Form Below or Calling  1-800-443-7651 x333.
Your personal information will be treated as confidential and will not be shared.

Your Information
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Name*:
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Address 1:
Phone:
 ext:
Address 2:
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Face amt. of Policy in $$$:
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 / /
Type of Policy:
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Cash Surrender Value:
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First Insured Age:
Sex:
Has health changed since policy was issued?
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